When emergencies arise, or if you’re unable to work due to illness or accidents, health insurance can help alleviate your financial challenges if you don’t have medical aid. It provides essential support for immediate medical attention at private hospitals, ensuring you receive the care you need without added financial stress. While health insurance helps cover some medical costs, it’s important to explore comprehensive solutions to ensure you have robust protection for all healthcare needs.
As licensed health insurance brokers, we’ll help craft a tailored health insurance policy for your needs. Here’s why you should consider getting one:
They’re cost effective:
If you can’t afford the monthly contributions of a medical aid scheme, a health insurance plan is a good alternative. Premiums for a health insurance plan are lower, which means you can still get cover for essential medical treatment without the higher costs involved with more comprehensive medical aid plans.
They’re flexible:
A health insurance policy gives you the ability to choose the exact level of cover you need, in terms of hospital cover, critical illness coverage or outpatient treatment – without needing to pay for the benefits you won’t need.
Claiming is straightforward:
In general, claiming on a health insurance policy is simpler than claiming from a medical aid scheme. Claims are paid directly to the healthcare provider, which can mean quicker access to necessary care and less administrative hassle.
Broad range of healthcare providers:
Depending on the policy you choose, you may be able to access a wider range of hospitals and specialists depending on your location, your needs and your budget.
At Cornerstone, we can help you with a tailored health insurance policy that’s specifically crafted for your needs. Want to know how we can help?
